Climate Change and the (Re)Insurance Implications | Traub Lieberman Straus & Shrewsberry LLP

The issue of Climate Change (sometimes referred to as “global warming”) is increasingly permeating virtually every topic of discussion and we do not believe the concern is going to dissipate anytime soon. Rightly so, as many of the scientific models present ongoing catastrophic damage scenarios affecting persons, property, businesses, governments, economies, ecosystems and natural resources, to name but a few. The scope and scale of estimated damage from Climate Change is unprecedented and the costs to mitigate the risk no less daunting. Insurers and their policyholders face high exposure risk from Climate Change on many fronts, including general liability claims for third-party bodily injury and property damage, D&O claims for a Company’s failure to properly disclose climate-related risk to its business and/or failure to “align its business model with a low-carbon future” and first-party loss, including business interruption. While, to date, there have been minimal coverage actions relating to Climate Change, we expect that to change, given the increasing number of underlying lawsuits and related activity, coupled with the staggering liability that is at stake. DISCLAIMER: ...

Power inverters are an easy-to-use and affordable way to convert the DC supply from your 12V

Power inverters are an easy-to-use and affordable way to convert the DC supply from your 12V vehicle battery into usable AC power for charging portable devices, running a laptop, or even powering things like coffee makers and small microwaves. Given the versatility of power inverters, it’s no surprise there are many options, so we have put together a concise buyer’s guide to help you make an informed purchase. We have also included a few recommendations. Our top pick, the 2,000W Ampeak Power Inverter, has enough output for several devices — whether for leisure, work, or emergency home backup. To learn more about the types of power inverters available, continue reading our buying guide. Considerations when choosing power inverters All power inverters are rated in watts, so the biggest decision is the number of watts you need. It’s tempting to look for the highest output you can afford (and that’s not necessarily a bad idea), but it’s important to consider the impact on the original power source — which is usually your car, truck, or RV battery. The higher the wattage, the faster the drain. While your engine is running, it will top off the battery and...